Key Man Insurance 

By using permanent life insurance, your organization can create a non-qualified plan for your most valued employees. These plans can be used to supplement your employee’s future retirement as well as provide important benefits for the employee’s family in the event of a sudden and unexpected death.

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While the amount deferred from your employee’s salary is 100 percent vested, the amount the employer contributes can be subject to a vesting schedule.  Such a schedule can create an incentive for long-term employee loyalty. 

In current Human Resources  trends for recruiting and retaining employees, most new hires are looking for important benefits to take care of their families.  Benefit packages carry much importance in making career decisions for most people.  Be sure your business is a front runner in offering life insurance as a part of a competitive benefits package.  

Life is full of unpredictable moments – a scary medical diagnosis, a sudden injury from an auto accident, and yes, even COVID and other infectious diseases that may take a toll of our health.  It is important to offer both Short and Long-Term Disability coverage as a means to equip your personnel with options for physical and economic recovery after the hard times in life.  Your business is worth the investment!