• Loomis Insurance

Three Tips to Choosing the Right Insurance Agent

As a church leader, one of the most important roles you have is to protect your congregation with the right insurance plan.

Insurance can be a scary and confusing topic. That's why we created this blog.

Our goal is to demystify church liability management. This way, you can focus on stewarding your organization.   

In this post, we’re showing how and why it is important to find a quality insurance agent. A great advisor has a few important qualities.

They are:

  • Knowledgeable of the inner workings of church leadership

  • Aware of common pitfalls and advantages of certain types of policies

  • Ability to show a record of protecting churches and ministries

Knowing what to look for is the easy part. Now, here are some steps to take when evaluating a church insurance agent.

Experience and Credibility

Has the agency established their experience specializing in church insurance?

Are they a financially-sound, well-credentialed company with a high rating with A.M. Best Company? (Shoot for an A-rating or higher)

Knowledge of the Area

Don’t favor agents just because they live in your community. But, a good agent with knowledge of local, state, and regional laws will have a better understanding of your unique needs.

Resources and Products

Does your agent have a varied offering of risk management services? Do they represent a wide array of products and carriers?

Make sure they are familiar with and experienced in the unique dealings of churches and their various governing bodies.

You'll want to make sure that your church's policy is comprehensive enough to protect your specific ministry goals.


Protecting your ministry with a quality insurance program is a vitally important job for church leaders.

Our mission is to help churches and religious organizations do just that.

We have worked with hundreds of churches over nearly 30 years in business.

Contact us today for a free consultation or a policy review.